Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer dumps - in .pdf

Ok-Life-Accident-and-Health-or-Sickness-Producer pdf
  • Exam Code: Ok-Life-Accident-and-Health-or-Sickness-Producer
  • Exam Name: Oklahoma Life, Accident, and Health or Sickness Producer Exam
  • Updated: Sep 12, 2026
  • Q & A: 157 Questions and Answers
  • PDF Price: $59.99
  • Free Demo

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  • Exam Code: Ok-Life-Accident-and-Health-or-Sickness-Producer
  • Exam Name: Oklahoma Life, Accident, and Health or Sickness Producer Exam
  • Updated: Sep 12, 2026
  • Q & A: 157 Questions and Answers
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Ok-Life-Accident-and-Health-or-Sickness-Producer Testing Engine
  • Exam Code: Ok-Life-Accident-and-Health-or-Sickness-Producer
  • Exam Name: Oklahoma Life, Accident, and Health or Sickness Producer Exam
  • Updated: Sep 12, 2026
  • Q & A: 157 Questions and Answers
  • Software Price: $59.99
  • Testing Engine

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Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: General Insurance Knowledge72%- Health and Accident Insurance Basics
  • 1. Disability income insurance
  • 2. Accident and sickness coverage
  • 3. Health insurance policies
- Annuities
  • 1. Features and taxation
  • 2. Types of annuities
- Insurance Regulation
  • 1. Federal and state laws
  • 2. Unfair trade practices
  • 3. Licensing requirements
- Life Insurance Basics
  • 1. Policy provisions and riders
  • 2. Underwriting and issue
  • 3. Types of life policies
Topic 2: Oklahoma State-Specific Knowledge28%- Consumer Protection and Ethics
  • 1. Privacy and disclosure requirements
  • 2. Unfair claims practices
- Policy Provisions Required in Oklahoma
  • 1. Reinstatement and replacement rules
  • 2. Grace periods, free look, incontestability
- Oklahoma Insurance Statutes and Rules
  • 1. Oklahoma Administrative Code provisions
  • 2. Title 36 Oklahoma Statutes
- State Licensing and Renewal
  • 1. Continuing education rules
  • 2. Residency requirements

Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

Question #1

What is the main reason a Medicare supplement policy is purchased?

  • A. to cover prescription drugs filled at the pharmacy
  • B. to fill the gaps not covered by Medicare Parts A and B
  • C. to cover long-term care services
  • D. to cover dental services
Answer: B

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Question #2

Upon surrender of a whole life insurance policy, which has been in force for AT LEAST 3 full years, and within 60 days after the date the premium payment is due and unpaid, the insurer will

  • A. pay a cash surrender value.
  • B. refund premium.
  • C. extend the grace period.
  • D. reimburse all paid premiums.
Answer: A

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Question #3

Under a Long-Term Care policy, all of the following are Activities of Daily Living EXCEPT

  • A. dressing.
  • B. eating.
  • C. toileting.
  • D. talking.
Answer: D

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Question #4

Which of the following is a potential DISADVANTAGE of a fixed annuity?

  • A. The insured invests payments in variable securities, and the return fluctuates with an uncertain economic market.
  • B. Annuitants could experience a decrease in the purchasing power of their payments over a period of years due to inflation.
  • C. There is no guaranteed specific benefit amount to the annuitant.
  • D. Payments continue only for a maximum of 2 years after the annuitant's death.
Answer: B

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Question #5

The settlement option that allows proceeds to remain with the insurer and the earnings to be paid to the beneficiary on a monthly basis is called

  • A. fixed period.
  • B. interest only.
  • C. lump sum.
  • D. fixed amount.
Answer: B

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