CII E05 dumps - in .pdf

E05 pdf
  • Exam Code: E05
  • Exam Name: Examination element of M05 Insurance law
  • Updated: Sep 05, 2026
  • Q & A: 52 Questions and Answers
  • PDF Price: $59.99
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  • Exam Code: E05
  • Exam Name: Examination element of M05 Insurance law
  • Updated: Sep 05, 2026
  • Q & A: 52 Questions and Answers
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CII E05 dumps - Testing Engine

E05 Testing Engine
  • Exam Code: E05
  • Exam Name: Examination element of M05 Insurance law
  • Updated: Sep 05, 2026
  • Q & A: 52 Questions and Answers
  • Software Price: $59.99
  • Testing Engine

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CII E05 Exam Syllabus Topics:

SectionObjectives
Topic 1: Law of Agency and Insurance- Agency relationships
  • 1. Duties and liabilities
  • 2. Creation of agency
  • 3. Authority of agents
Topic 2: Law of Torts- Principles of tort law
  • 1. Negligence
  • 2. Liability and remedies
  • 3. Nuisance
  • 4. Defamation
Topic 3: Formation of Insurance Contracts- Insurance contract principles
  • 1. Consumer and commercial insurance law
  • 2. Utmost good faith
  • 3. Disclosure and fair presentation
  • 4. Insurable interest
Topic 4: Insurance Claims- Claims process and legal principles
  • 1. Notification and handling of claims
  • 2. Rights and obligations of parties
  • 3. Claims settlement
Topic 5: Insurance Contract Terms and Vitiating Factors- Policy terms and validity
  • 1. Effects of breach
  • 2. Representations and misrepresentations
  • 3. Conditions and warranties
  • 4. Fraud
Topic 6: Subrogation and Contribution- Recovery and sharing of losses
  • 1. Subrogation rights
  • 2. Contribution between insurers
Topic 7: Law of Contract- Contract formation and operation
  • 1. Offer and acceptance
  • 2. Breach and remedies
  • 3. Consideration
  • 4. Terms of contract
Topic 8: Nature and Sources of English Law and Natural Legal Persons- Nature and sources of English law
  • 1. Natural and legal persons
  • 2. Legal systems and sources of law
Topic 9: Indemnity and Measurement of Loss- Application of indemnity
  • 1. Calculation of losses
  • 2. Methods of indemnification

CII Examination element of M05 Insurance law Sample Questions:

Question #1

How can an agency relationship be best described?

  • A. A person has transferred his obligations under a contract to another party.
  • B. A person has the authority to act on behalf of another party.
  • C. A person has ratified another party's action.
  • D. A person, who has paid another party under a contract, has the right to stand in the place of that other party and avail himself of the rights and remedies of that party.
Answer: B
Question #2

At what stage is insurable interest required for a marine cargo insurance policy?

  • A. Throughout the duration of the contract.
  • B. At inception of the policy only.
  • C. At both inception of the policy and at the time of the loss.
  • D. At the time of the loss only.
Answer: D
Question #3

A household insurance policyholder leaves his home to go to work without setting the burglar alarm. Whilst he was out, his new tumble dryer overheats and causes fire damage to the kitchen. In what circumstances may the insurer legally reject a fire claim?

  • A. If the tumble dryer is covered by extended warranty insurance.
  • B. If the policyholder exaggerates the value of the claim.
  • C. If there is a breach of a warranty requiring the burglar alarm to be set.
  • D. If there is a subrogation action against the manufacturer of the tumble dryer.
Answer: B
Question #4

A claimant may possibly recover money transferred under an illegal contract when

  • A. the illegality makes the contract voidable rather than void.
  • B. the legal portion of the contract can be severed from the illega portion.
  • C. the contract is against public policy but not substantive law.
  • D. both parties to the contract are equal in wrongdoing.
Answer: D
Question #5

Tim is a local insurance broker. He has authority to receive premiums for a personal lines insurer and earns commission from the insurer for sales. Paul, an elderly customer, asked Tim for advice regarding his personal insurance requirements and to assist with completing the proposal form for household insurance. In these circumstances, who, if anyone, is Tim's principal?

  • A. No one as Tim is not a party to the insurance contract.
  • B. Paul as it is a consumer contract.
  • C. The insurer at all times.
  • D. Both the insurer and Paul at different times.
Answer: C

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